:root {
  --ink: #0a0b1e;
  --ink-soft: rgba(10, 11, 30, .62);
  --ink-muted: rgba(10, 11, 30, .48);
  --page: #f7f6ff;
  --paper: #fff;
  --lavender: #f2f0ff;
  --violet: #5e54ff;
  --violet-dark: #4a41e0;
  --cyan: #00d4ff;
  --magenta: #ff4fd8;
  --border: rgba(10, 11, 30, .08);
  --border-dark: rgba(242, 240, 255, .18);
  --mesh-hero: radial-gradient(55% 70% at 84% 45%, rgba(94,84,255,.55), transparent 62%), radial-gradient(42% 45% at 63% 105%, rgba(0,212,255,.28), transparent 60%), radial-gradient(30% 35% at 100% 0%, rgba(255,79,216,.25), transparent 62%);
  --mesh-cta: radial-gradient(55% 120% at 90% 50%, rgba(94,84,255,.58), transparent 60%), radial-gradient(35% 70% at 62% 110%, rgba(0,212,255,.3), transparent 60%);
  --gradient: linear-gradient(135deg, var(--cyan), var(--violet));
  --font: Manrope, "Avenir Next", Avenir, "Segoe UI", sans-serif;
  --radius: 20px;
  --shadow: 0 10px 30px rgba(94,84,255,.06);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--page); color: var(--ink); font-family: var(--font); -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.shell { width: min(1280px, calc(100% - 96px)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; }

.hero { position: relative; overflow: hidden; border-radius: 0 0 40px 40px; background: var(--ink); color: var(--lavender); }
.hero::before { content: ""; position: absolute; inset: 0; background: var(--mesh-hero); pointer-events: none; }
.site-header, .hero-grid { position: relative; z-index: 1; }
.site-header { min-height: 76px; padding: 0 max(48px, calc((100vw - 1280px) / 2)); display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 36px; }
.brand { display: inline-flex; align-items: center; }
.brand img { display: block; width: 175px; height: auto; }
.main-nav { display: flex; justify-content: center; gap: 26px; }
.main-nav a { color: rgba(242,240,255,.68); font-size: 13px; font-weight: 600; transition: color .15s ease-out; }
.main-nav a:hover, .main-nav a:focus-visible { color: #fff; }
.main-nav a[aria-current="page"] { color: #fff; font-weight: 800; }
.menu-toggle { display: none; }
.button { min-height: 42px; padding: 0 20px; border: 0; border-radius: 999px; display: inline-flex; justify-content: center; align-items: center; width: fit-content; font-size: 13px; font-weight: 800; cursor: pointer; transition: transform .15s ease-out, opacity .15s ease-out, box-shadow .15s ease-out; }
.button:hover { transform: translateY(-1px); opacity: .94; }
.button:active { transform: scale(.98); }
.button-primary { min-height: 50px; padding-inline: 25px; background: var(--gradient); color: #fff; box-shadow: 0 12px 40px rgba(94,84,255,.4); }
.button-light { background: var(--lavender); color: var(--ink); }
.button-dark { background: var(--ink); color: #fff; }

.hero-grid { padding-top: 78px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(460px, 560px); gap: 54px; align-items: end; }
.hero-copy { padding-bottom: 78px; }
.eyebrow { display: inline-block; color: var(--violet); font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow-dark { color: #9ff1ff; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { text-wrap: balance; overflow-wrap: normal; word-break: normal; }
h1 { margin-bottom: 24px; max-width: 18ch; font-size: clamp(42px, 4.6vw, 64px); line-height: 1.08; letter-spacing: -.045em; }
.hero-copy .eyebrow { margin-bottom: 20px; }
.hero-copy > p { max-width: 50ch; color: rgba(242,240,255,.72); font-size: 17px; line-height: 1.6; }
.hero-actions { margin-top: 30px; display: flex; align-items: center; gap: 20px; }
.text-link { font-size: 14px; font-weight: 800; }
.text-link-dark { color: rgba(242,240,255,.82); }
.hero-note { margin: 26px 0 0; max-width: 62ch !important; color: rgba(242,240,255,.48) !important; font-size: 11px !important; }
.hero-note a { color: rgba(242,240,255,.8); text-decoration: underline; text-underline-offset: 3px; }

.hero-stage { position: relative; min-width: 0; padding-top: 140px; isolation: isolate; }
.iban-animation { position: absolute; z-index: 0; top: -24px; right: -38px; left: -48px; height: 220px; overflow: hidden; pointer-events: none; user-select: none; }
.iban-animation::before { content: ""; position: absolute; inset: 26% 8% 8%; border-radius: 50%; background: radial-gradient(circle, rgba(94,84,255,.26), rgba(0,212,255,.08) 42%, transparent 70%); filter: blur(18px); }
.iban-animation canvas { position: absolute; inset: 0; width: 100%; height: 100%; display: block; opacity: 0; transition: opacity .3s ease-out; }
.iban-animation-static { position: absolute; inset: 0; padding-inline: 10px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px; color: var(--lavender); text-align: center; line-height: 1; opacity: .84; filter: drop-shadow(0 10px 28px rgba(94,84,255,.32)); transition: opacity .3s ease-out; }
.iban-animation-static > * { max-width: 100%; }
.iban-animation-label { color: #9ff1ff; font-size: 10px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.iban-animation-static strong { overflow: hidden; color: #f2f5fa; font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace; font-size: clamp(12px, 2vw, 23px); font-weight: 800; letter-spacing: -.035em; white-space: nowrap; }
.iban-animation-bic { color: rgba(242,240,255,.82); font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace; font-size: clamp(10px, 1.15vw, 13px); font-weight: 700; letter-spacing: .035em; white-space: nowrap; }
.iban-animation:is([data-animation-state="running"], [data-animation-state="suspended"]) canvas { opacity: .96; }
.iban-animation:is([data-animation-state="running"], [data-animation-state="suspended"]) .iban-animation-static { opacity: 0; }
.hero-stage .account-map { position: relative; z-index: 1; }

.account-map { padding: 25px 28px 8px; border: 1px solid var(--border-dark); border-bottom: 0; border-radius: 20px 20px 0 0; background: rgba(242,240,255,.08); box-shadow: 0 -20px 80px rgba(94,84,255,.15); backdrop-filter: blur(22px); }
.account-map-head { padding-bottom: 20px; display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; }
.account-map-head div { display: grid; gap: 6px; }
.account-map-head strong { font-size: 17px; }
.status { padding: 7px 11px; border-radius: 999px; background: rgba(0,212,255,.14); color: #9ff1ff; font-size: 10px; font-weight: 800; white-space: nowrap; }
.account-map-labels, .account-row { display: grid; grid-template-columns: 1.1fr 1.35fr .55fr; gap: 16px; align-items: center; }
.account-map-labels { padding: 9px 0; border-top: 1px solid rgba(242,240,255,.1); color: rgba(242,240,255,.4); font-size: 9px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.account-row { padding: 15px 0; border-top: 1px solid rgba(242,240,255,.1); color: rgba(242,240,255,.62); font-size: 12px; }
.account-row strong { color: var(--lavender); font-size: 13px; }
.row-status { color: #ffb3ec; font-weight: 700; }

.section { padding-block: 76px; }
.section-heading { max-width: 610px; }
.section-heading .eyebrow { margin-bottom: 12px; }
.section-heading h2, .closing-cta h2 { margin-bottom: 0; max-width: 25ch; font-size: clamp(30px, 3.1vw, 42px); line-height: 1.16; letter-spacing: -.035em; }
.section-heading p { margin: 18px 0 0; color: var(--ink-soft); font-size: 16px; line-height: 1.65; }
.section-heading.split { max-width: none; display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: end; }
.section-heading.split p { margin: 0; }
.section-heading.row { max-width: none; display: flex; justify-content: space-between; align-items: end; gap: 32px; }
.card-grid { margin-top: 36px; display: grid; gap: 16px; }
.card-grid.four { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card-grid.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card { padding: 28px; border: 1px solid var(--border); border-radius: var(--radius); background: var(--paper); box-shadow: var(--shadow); }
.offer-card { min-height: 245px; display: flex; flex-direction: column; }
.gradient-mark { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--gradient); color: #fff; font-size: 12px; font-weight: 800; }
.card h3 { margin: 28px 0 10px; font-size: 20px; line-height: 1.3; letter-spacing: -.02em; text-wrap: pretty; }
.card p { color: var(--ink-soft); font-size: 14px; line-height: 1.62; }
.offer-card a { margin-top: auto; color: var(--violet); font-size: 12px; font-weight: 800; }
.two-column { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.4fr); gap: 54px; align-items: start; }
.data-list { overflow: hidden; border: 1px solid var(--border); border-radius: var(--radius); background: var(--paper); }
.data-list a { padding: 20px 26px; display: grid; grid-template-columns: 1fr 1.4fr auto; gap: 22px; align-items: center; border-top: 1px solid var(--border); }
.data-list a:first-child { border-top: 0; }
.data-list strong { font-size: 14px; }
.data-list span { color: var(--ink-soft); font-size: 13px; }
.data-list b { padding: 7px 12px; border-radius: 999px; background: rgba(94,84,255,.08); color: var(--violet); font-size: 11px; white-space: nowrap; }
.step-card { min-height: 188px; box-shadow: none; }
.step-card > span { color: var(--violet); font-size: 12px; font-weight: 800; }
.step-card h3 { margin-top: 18px; }
.network-section { display: grid; grid-template-columns: 1fr 1.1fr; gap: 54px; align-items: center; }
.network-card { display: grid; grid-template-columns: 1fr 1fr; overflow: hidden; border: 1px solid var(--border); border-radius: var(--radius); background: var(--paper); box-shadow: var(--shadow); }
.network-card div { min-height: 150px; padding: 26px; display: flex; flex-direction: column; justify-content: space-between; border: 1px solid var(--border); }
.network-card strong { font-size: 19px; }
.network-card span { color: var(--ink-soft); font-size: 12px; line-height: 1.5; }

.closing-wrap { padding-top: 30px; }
.closing-cta { position: relative; overflow: hidden; padding: 68px 64px; display: grid; grid-template-columns: 1fr auto; gap: 44px; align-items: center; border-radius: 32px 32px 0 0; background: var(--ink); color: var(--lavender); }
.closing-cta::before { content: ""; position: absolute; inset: 0; background: var(--mesh-cta); pointer-events: none; }
.closing-cta > * { position: relative; }
.closing-cta .eyebrow { margin-bottom: 12px; }
.closing-cta p { margin: 16px 0 0; max-width: 56ch; color: rgba(242,240,255,.7); line-height: 1.6; }
.footer { padding-top: 54px; background: var(--ink); color: var(--lavender); }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 52px; padding-bottom: 42px; }
.footer-grid > div { display: flex; flex-direction: column; gap: 11px; }
.footer-grid p { max-width: 38ch; color: rgba(242,240,255,.5); font-size: 12px; line-height: 1.65; }
.footer-grid strong { margin-bottom: 7px; font-size: 11px; letter-spacing: .12em; text-transform: uppercase; }
.footer-grid a { color: rgba(242,240,255,.64); font-size: 12px; }
.footer-grid .project-credit { width: fit-content; margin-block: 8px 0; color: #9ff1ff; font-size: 13px; }
.project-credit b { letter-spacing: .04em; }
.footer a:hover, .footer button:hover { color: #fff; }
.legal-strip { padding-block: 20px; display: flex; justify-content: space-between; gap: 24px; border-top: 1px solid rgba(242,240,255,.1); color: rgba(242,240,255,.38); font-size: 11px; }
.legal-strip nav { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 24px; color: rgba(242,240,255,.65); }
.legal-strip button { padding: 0; border: 0; background: none; color: inherit; font: inherit; cursor: pointer; }
.brand-link { display: inline-flex; margin-top: 28px; color: var(--violet); }
.not-found { min-height: 100vh; padding: 12vw; display: grid; place-content: center; justify-items: start; background: var(--page); }
.not-found h1 { max-width: 12ch; color: var(--ink); }

.hero-subpage::before, .hero-form::before { background: radial-gradient(50% 90% at 100% 30%, rgba(94,84,255,.5), transparent 62%), radial-gradient(34% 55% at 70% 110%, rgba(0,212,255,.26), transparent 62%); }
.subhero { padding-block: 48px 72px; }
.breadcrumb { margin-bottom: 34px; display: flex; flex-wrap: wrap; gap: 10px; color: rgba(242,240,255,.5); font-size: 12px; }
.breadcrumb a { color: #9ff1ff; }
.subhero-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(260px, .48fr); gap: 56px; align-items: end; }
.subhero h1, .form-hero h1 { margin: 18px 0 24px; max-width: 22ch; font-size: clamp(38px, 4.2vw, 58px); }
.subhero p, .form-hero p { margin: 0; max-width: 60ch; color: rgba(242,240,255,.7); font-size: 17px; line-height: 1.6; }
.hero-brief { padding: 24px; display: grid; gap: 0; border: 1px solid var(--border-dark); border-radius: var(--radius); background: rgba(242,240,255,.08); backdrop-filter: blur(22px); }
.hero-brief > .eyebrow { padding-bottom: 12px; }
.hero-brief > div { padding: 16px 0; display: grid; grid-template-columns: 36px 1fr; align-items: center; border-top: 1px solid rgba(242,240,255,.1); }
.hero-brief b { color: #9ff1ff; font-size: 11px; }
.hero-brief span { color: rgba(242,240,255,.78); font-size: 13px; font-weight: 700; }
.feature-card { min-height: 205px; display: grid; grid-template-columns: 36px minmax(0, 1fr); gap: 16px; box-shadow: none; }
.feature-card .gradient-mark { width: 36px; height: 36px; }
.feature-card h3 { margin-top: 3px; }
.feature-grid, .segment-grid, .process-grid, .about-grid { align-items: stretch; }
.segment-card { min-height: 260px; display: flex; flex-direction: column; }
.segment-card b { margin-top: auto; color: var(--violet); font-size: 12px; }
.context-layout { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 70px; align-items: start; }
.check-list { overflow: hidden; border: 1px solid var(--border); border-radius: var(--radius); background: var(--paper); }
.check-list > div { min-height: 67px; padding: 16px 22px; display: grid; grid-template-columns: 30px 1fr; gap: 14px; align-items: center; border-top: 1px solid var(--border); }
.check-list > div:first-child { border-top: 0; }
.check-list span, .privacy-points span { width: 26px; height: 26px; display: grid; place-items: center; border-radius: 8px; background: var(--gradient); color: #fff; font-size: 11px; font-weight: 800; }
.check-list strong { font-size: 14px; }
.tag-cloud { display: flex; flex-wrap: wrap; gap: 10px; }
.tag-cloud span { padding: 13px 18px; border: 1px solid var(--border); border-radius: 999px; background: var(--paper); box-shadow: var(--shadow); font-size: 13px; font-weight: 700; }
.early-answer { padding: 56px; border: 1px solid var(--border); border-radius: 28px; background: var(--paper); box-shadow: var(--shadow); }
.early-answer h2 { margin: 14px 0; max-width: 28ch; font-size: clamp(30px, 3.1vw, 42px); line-height: 1.16; letter-spacing: -.035em; }
.early-answer p { max-width: 66ch; color: var(--ink-soft); line-height: 1.65; }
.early-answer .button { margin-top: 12px; }
.contact-panel { padding: 52px 56px; display: grid; grid-template-columns: 1fr auto; gap: 40px; align-items: center; border: 1px solid var(--border); border-radius: 28px; background: var(--paper); }
.contact-panel h2 { margin: 12px 0; font-size: clamp(30px, 3.1vw, 42px); line-height: 1.16; letter-spacing: -.035em; }
.contact-panel p { margin: 0; color: var(--ink-soft); }
.contact-panel a:not(.button) { color: var(--violet); overflow-wrap: anywhere; }
.faq-layout { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 64px; align-items: start; }
.faq-list { border-top: 1px solid var(--border); }
.faq-list details { border-bottom: 1px solid var(--border); }
.faq-list summary { padding: 24px 34px 24px 0; position: relative; list-style: none; font-size: 17px; font-weight: 700; line-height: 1.5; cursor: pointer; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 24px; font-size: 22px; font-weight: 400; color: var(--violet); }
.faq-list details[open] summary::after { content: "−"; }
.faq-list p { padding-right: 24px; margin-bottom: 24px; font-size: 15px; line-height: 1.75; color: var(--ink-soft); }

.hero-legal::before { background: var(--mesh-cta); opacity: .6; }
.legal-hero { position: relative; padding-block: 52px 64px; }
.legal-hero h1 { max-width: none; margin: 18px 0; font-size: clamp(36px, 4.2vw, 56px); }
.legal-hero > p { max-width: 70ch; color: rgba(242,240,255,.74); font-size: 16px; line-height: 1.75; }
.legal-updated { color: rgba(242,240,255,.55); font-size: 12px; }
.legal-layout { display: grid; grid-template-columns: 230px minmax(0, 760px); justify-content: space-between; gap: 64px; }
.legal-toc { position: sticky; top: 28px; align-self: start; }
.legal-toc nav { display: grid; gap: 14px; margin-top: 22px; }
.legal-toc a { font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.legal-toc a:hover { color: var(--violet); }
.legal-content { min-width: 0; }
.legal-content section { padding-bottom: 30px; margin-bottom: 30px; border-bottom: 1px solid var(--border); scroll-margin-top: 30px; }
.legal-content h2 { margin-bottom: 18px; font-size: clamp(22px, 2.3vw, 28px); line-height: 1.3; letter-spacing: -.025em; text-wrap: pretty; }
.legal-content p, .legal-content li { font-size: 15px; line-height: 1.85; color: #505166; overflow-wrap: anywhere; }
.legal-content li + li { margin-top: 10px; }
.legal-content ul { padding-left: 22px; }
.legal-content a, .wizard-review-note a { color: var(--violet); text-decoration: underline; text-underline-offset: 3px; }

.cookie-consent[hidden], .cookie-consent [hidden] { display: none !important; }
.cookie-consent__banner { position: fixed; z-index: 50; left: 24px; right: 24px; bottom: 24px; margin-inline: auto; max-width: 1120px; padding: 24px 28px; display: flex; align-items: center; gap: 36px; border: 1px solid #dcdbe8; border-radius: 22px; background: #fff; color: var(--ink); box-shadow: 0 12px 60px #0a0b1e30; }
.cookie-consent__body { flex: 1; min-width: 0; }
.cookie-consent__title { margin: 0 0 8px; font-size: 18px; font-weight: 800; letter-spacing: -.02em; }
.cookie-consent__copy, .cookie-consent__settings-intro { margin: 0; color: #5b5c6c; font-size: 13px; line-height: 1.65; }
.cookie-consent a { color: var(--violet); text-decoration: underline; text-underline-offset: 3px; }
.cookie-consent__actions { display: flex; flex-wrap: wrap; align-items: center; justify-content: flex-end; gap: 10px; max-width: 340px; }
.cookie-consent__button { min-height: 44px; border: 1px solid var(--ink); border-radius: 999px; padding: 11px 18px; background: var(--ink); color: #fff; font: inherit; font-size: 12px; font-weight: 700; cursor: pointer; }
.cookie-consent__button:hover { background: #26273e; }
.cookie-consent__button--quiet { border-color: #d8d8e4; background: #fff; color: var(--ink); }
.cookie-consent__button--quiet:hover { background: var(--lavender); }
.cookie-consent__dialog { position: fixed; inset: 0; width: min(620px, calc(100% - 32px)); max-height: calc(100dvh - 48px); margin: auto; padding: 32px; overflow-y: auto; border: 1px solid #dcdbe8; border-radius: 24px; background: #fff; color: var(--ink); box-shadow: 0 20px 90px #0a0b1e40; z-index: 60; }
.cookie-consent__dialog:not([open]) { display: none; }
.cookie-consent__dialog::backdrop { background: #08091999; backdrop-filter: blur(5px); }
.cookie-consent[data-cookie-state="settings"]:has(.cookie-consent__dialog[data-fallback]) { position: fixed; inset: 0; z-index: 60; background: #08091999; }
.cookie-consent__header { display: flex; justify-content: space-between; align-items: start; gap: 20px; margin-bottom: 22px; }
.cookie-consent__settings-title { margin-bottom: 10px; font-size: 26px; line-height: 1.2; letter-spacing: -.03em; }
.cookie-consent__header .cookie-consent__button { flex: 0 0 auto; }
.cookie-consent__categories { display: grid; }
.cookie-consent__category { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: start; gap: 20px; padding: 20px 0; border-top: 1px solid var(--border); }
.cookie-consent__category-title { margin: 0 0 6px; font-size: 15px; line-height: 1.4; }
.cookie-consent__category-description { margin: 0; color: #646477; font-size: 12px; line-height: 1.65; }
.cookie-consent__category-status { padding: 6px 9px; border-radius: 8px; background: var(--lavender); color: var(--violet); font-size: 11px; line-height: 1.4; white-space: nowrap; }
.cookie-consent__settings-footer { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 10px; border-top: 1px solid var(--border); padding-top: 22px; }
:where(a, button, summary):focus-visible { outline: 3px solid #857eff; outline-offset: 4px; }

.form-hero { padding-block: 50px 72px; }
.form-hero h1 { max-width: 12ch; }
.form-layout { display: grid; grid-template-columns: 330px minmax(0, 1fr); gap: 68px; align-items: start; }
.form-layout > aside { position: sticky; top: 32px; }
.form-layout > aside h2 { margin: 14px 0; font-size: 38px; line-height: 1.05; letter-spacing: -.04em; }
.form-layout > aside p { color: var(--ink-soft); line-height: 1.65; }
.privacy-points { margin-top: 28px; display: grid; gap: 13px; }
.privacy-points div { display: grid; grid-template-columns: 28px 1fr; gap: 12px; align-items: center; font-size: 13px; }
.application-form, .success-panel { padding: 34px; border: 1px solid var(--border); border-radius: 24px; background: var(--paper); box-shadow: var(--shadow); }
.submission-notice, .error-summary { margin-bottom: 28px; padding: 14px 16px; display: flex; flex-wrap: wrap; gap: 6px 12px; border-radius: 14px; font-size: 12px; }
.submission-notice { background: rgba(94,84,255,.08); color: var(--ink-soft); }
.submission-notice strong { color: var(--violet); }
.error-summary { border: 1px solid rgba(184,22,140,.25); background: rgba(255,79,216,.08); color: #881169; }
.privacy-notice { margin: 4px 0 24px; padding: 16px; border: 1px solid var(--border); border-radius: 14px; background: var(--lavender); color: var(--ink-soft); font-size: 12px; line-height: 1.65; }
.privacy-notice strong { display: block; margin-bottom: 4px; color: var(--ink); }
.privacy-notice p { margin: 0; }
.privacy-notice a { color: var(--violet); font-weight: 700; }
.application-form fieldset { margin: 0; padding: 0; border: 0; }
.field { margin-bottom: 24px; }
.field > label, .field-label { margin-bottom: 8px; display: block; font-size: 13px; font-weight: 800; }
.field-hint { margin: -2px 0 9px; display: block; color: var(--ink-muted); font-size: 11px; line-height: 1.5; }
.field input[type="text"], .field input[type="email"], .field select, .field textarea { width: 100%; border: 1px solid rgba(10,11,30,.14); border-radius: 13px; background: #fff; color: var(--ink); outline: none; }
.field input[type="text"], .field input[type="email"], .field select { height: 48px; padding: 0 14px; }
.field textarea { min-height: 140px; padding: 13px 14px; resize: vertical; line-height: 1.5; }
.field input:focus-visible, .field select:focus-visible, .field textarea:focus-visible { border-color: var(--violet); box-shadow: 0 0 0 3px rgba(94,84,255,.13); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }
.radio-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.radio-card { position: relative; display: block; cursor: pointer; }
.radio-card:last-child { grid-column: 1 / -1; }
.radio-card input { position: absolute; width: 1px; height: 1px; opacity: 0; }
.radio-card > span { min-height: 86px; padding: 15px 16px; display: flex; flex-direction: column; justify-content: center; gap: 5px; border: 1px solid rgba(10,11,30,.12); border-radius: 14px; background: #fff; transition: border .15s ease-out, background .15s ease-out, box-shadow .15s ease-out; }
.radio-card strong { font-size: 13px; }
.radio-card small { color: var(--ink-muted); font-size: 11px; line-height: 1.4; }
.radio-card input:checked + span { border-color: var(--violet); background: rgba(94,84,255,.06); box-shadow: 0 0 0 2px rgba(94,84,255,.1); }
.radio-card input:focus-visible + span { outline: 3px solid rgba(94,84,255,.2); outline-offset: 2px; }
.field-error { margin-top: 7px; color: #9c176f; font-size: 11px; font-weight: 700; }
.field.is-invalid input:not([type="radio"]):not([type="checkbox"]), .field.is-invalid select, .field.is-invalid textarea, .profile-field.is-invalid .radio-grid { border-color: #b8168c; }
.safety-note { margin: -6px 0 24px; padding: 14px 16px; border-left: 3px solid var(--violet); background: var(--page); color: var(--ink-soft); font-size: 11px; line-height: 1.6; }
.consent-field label { display: grid; grid-template-columns: 20px 1fr; gap: 11px; align-items: start; color: var(--ink-soft); font-size: 12px; font-weight: 500; line-height: 1.55; }
.consent-field input { width: 18px; height: 18px; margin: 1px 0 0; accent-color: var(--violet); }
.form-actions { padding-top: 8px; display: flex; gap: 18px; align-items: center; }
.form-actions > span { max-width: 36ch; color: var(--ink-muted); font-size: 10px; line-height: 1.5; }
.wizard-layout { display: grid; grid-template-columns: 260px minmax(0, 1fr); align-items: start; gap: 64px; padding-block: 52px 80px; }
.wizard-hero .form-hero { padding-block: 16px 28px; }
.wizard-hero .form-hero h1 { max-width: 30ch; margin-block: 12px 14px; font-size: clamp(30px, 3.2vw, 40px); }
.wizard-hero .form-hero p { font-size: 16px; max-width: 68ch; }
.wizard-sidebar { position: sticky; top: 24px; }
.wizard-sidebar h2 { font-size: 26px; line-height: 1.2; letter-spacing: -.035em; margin: 12px 0; }
.wizard-sidebar > p { color: var(--ink-soft); font-size: 14px; line-height: 1.6; }
.wizard-sidebar ol { list-style: none; padding: 0; margin: 28px 0; display: grid; gap: 4px; }
.wizard-sidebar nav { max-height: 55vh; overflow-y: auto; scrollbar-width: thin; }
.wizard-sidebar li button { width: 100%; border: 0; display: flex; align-items: center; gap: 11px; padding: 10px 12px; border-radius: 10px; background: transparent; color: var(--ink-soft); text-align: left; font: inherit; font-size: 13px; line-height: 1.35; cursor: pointer; }
.wizard-sidebar li button span { flex: 0 0 23px; color: var(--violet); font-size: 12px; font-weight: 700; }
.wizard-sidebar li button[aria-current] { background: #e9e7ff; color: var(--ink); font-weight: 700; }
.wizard-sidebar li button:disabled { color: #777b8d; cursor: default; }
.wizard-sidebar .wizard-private { padding-top: 20px; border-top: 1px solid var(--border); font-size: 12px; }
.wizard-main { min-width: 0; }
.wizard-topline { display: flex; align-items: center; justify-content: space-between; gap: 16px; color: var(--ink-soft); font-size: 13px; }
.wizard-link { border: 0; padding: 4px 0; background: transparent; color: var(--violet); font: inherit; font-size: 13px; font-weight: 700; cursor: pointer; text-align: left; }
.wizard-link:disabled { opacity: .5; cursor: default; }
.wizard-link:hover { text-decoration: underline; }
.wizard-form progress { width: 100%; height: 5px; margin: 16px 0 32px; display: block; border: 0; border-radius: 8px; overflow: hidden; background: #efedf5; accent-color: var(--violet); }
.wizard-form progress::-webkit-progress-bar { background: #efedf5; }
.wizard-form progress::-webkit-progress-value { background: var(--gradient); border-radius: 8px; transition: width .2s ease; }
.wizard-form progress::-moz-progress-bar { background: var(--violet); }
.wizard-step-head { margin-bottom: 28px; }
.wizard-step-head h2 { margin: 10px 0 12px; font-size: clamp(26px, 3vw, 34px); line-height: 1.15; letter-spacing: -.04em; outline: none; }
.wizard-step-head p { margin: 0; color: var(--ink-soft); font-size: 15px; line-height: 1.65; }
.wizard-step-head .wizard-required-note { margin-top: 14px; font-size: 12px; color: var(--ink-muted); }
.wizard-profile-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.wizard-profile { padding: 24px; display: flex; flex-direction: column; align-items: stretch; gap: 12px; border: 1px solid var(--border); border-radius: 18px; background: #fff; text-align: left; color: var(--ink); font: inherit; cursor: pointer; transition: border-color .2s, transform .2s, box-shadow .2s; }
.wizard-profile:hover { border-color: var(--violet); transform: translateY(-2px); box-shadow: 0 8px 24px #5e54ff14; }
.wizard-profile-number { display: flex; justify-content: space-between; align-items: center; color: var(--violet); font-size: 12px; letter-spacing: .1em; }
.wizard-profile-number b { font-size: 22px; font-weight: 400; }
.wizard-profile strong { font-size: 19px; letter-spacing: -.02em; }
.wizard-profile > span:last-child { font-size: 13px; color: var(--ink-soft); line-height: 1.55; }
.wizard-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px 20px; }
.wizard-field { min-width: 0; margin-bottom: 18px; }
.wizard-field-wide { grid-column: 1 / -1; }
.wizard-field label, .wizard-field .field-label { font-size: 14px; line-height: 1.5; }
.wizard-field .field-hint { margin: 4px 0 10px; font-size: 12px; }
.wizard-field input:not([type="radio"]):not([type="checkbox"]), .wizard-field select, .wizard-field textarea { width: 100%; min-width: 0; padding: 12px 14px; border: 1px solid #cbd0dc; border-radius: 11px; background: #fff; color: var(--ink); font: inherit; font-size: 16px; min-height: 48px; }
.wizard-field textarea { min-height: 114px; }
.wizard-field .required-mark { color: var(--violet); }
.wizard-field .optional-mark { color: var(--ink-muted); font-size: 11px; font-weight: 400; margin-left: 4px; }
.wizard-options { display: flex; flex-wrap: wrap; gap: 9px; }
.wizard-option { display: flex !important; align-items: flex-start; gap: 10px; padding: 12px 14px; border: 1px solid #d5d6e2; border-radius: 11px; cursor: pointer; margin: 0 !important; font-weight: 400 !important; background: #fff; }
.wizard-option:has(input:checked) { border-color: var(--violet); background: #f3f2ff; }
.wizard-option input { flex: 0 0 17px; width: 17px; height: 17px; margin: 3px 0 0; accent-color: var(--violet); }
.wizard-options-dense { display: grid; grid-template-columns: 1fr 1fr; }
.wizard-options-dense .wizard-option { font-size: 13px; }
.wizard-consent { font-size: 14px; line-height: 1.6; }
.wizard-form .wizard-repeat-row { padding: 18px 18px 10px; margin: 12px 0; border: 1px solid var(--border); border-radius: 14px; background: #fafaff; }
.wizard-repeat-row legend { padding: 0 6px; font-size: 13px; font-weight: 700; }
.wizard-remove { margin-bottom: 6px; color: #ae275c; }
.wizard-repeat > .field-hint { margin-top: 10px; }
.wizard-actions { display: flex; justify-content: space-between; gap: 14px; border-top: 1px solid var(--border); padding-top: 24px; margin-top: 6px; }
.wizard-actions .button { min-width: 118px; }
.wizard-actions button:disabled { cursor: wait; opacity: .65; transform: none; }
.wizard-review-section { margin: 0 0 24px; padding-bottom: 12px; border-bottom: 1px solid var(--border); }
.wizard-review-section header { display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.wizard-review-section h3 { font-size: 17px; letter-spacing: -.02em; }
.wizard-review-section dl { margin: 12px 0; }
.wizard-review-section dl > div { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 20px; padding: 9px 0; }
.wizard-review-section dt { font-size: 13px; color: var(--ink-soft); }
.wizard-review-section dd { margin: 0; font-size: 14px; line-height: 1.6; white-space: pre-wrap; overflow-wrap: anywhere; }
.wizard-review-note { font-size: 13px; color: var(--ink-soft); line-height: 1.6; }
.wizard-privacy { margin-top: 24px; padding: 18px 20px; border: 1px solid var(--border); border-radius: 14px; color: var(--ink-soft); font-size: 13px; line-height: 1.65; }
.wizard-privacy summary { cursor: pointer; color: var(--ink); font-weight: 700; }
.wizard-privacy a { color: var(--violet); }
.wizard-form .error-summary { margin-bottom: 24px; }
.wizard-form .error-summary ul { margin: 10px 0 0; padding-left: 18px; }
.wizard-form .error-summary .wizard-link { color: #a32863; }
.wizard-layout [hidden] { display: none !important; }
@media (max-width: 1000px) {
  .wizard-layout { grid-template-columns: 210px minmax(0, 1fr); gap: 28px; }
  .wizard-form { padding: 26px; }
}
@media (max-width: 760px) {
  .wizard-layout { grid-template-columns: 1fr; padding-top: 28px; gap: 20px; }
  .wizard-sidebar { position: static; }
  .wizard-sidebar > .eyebrow, .wizard-sidebar > h2, .wizard-sidebar > p, .wizard-sidebar nav { display: none; }
  .wizard-sidebar .wizard-private { display: block; padding: 0; margin: 0; border: 0; }
  .wizard-hero .form-hero { padding-block: 24px 30px; }
  .wizard-hero .form-hero h1 { font-size: 32px; }
  .wizard-hero .form-hero p { font-size: 14px; }
  .wizard-profile-grid { gap: 12px; }
  .wizard-profile { padding: 18px; }
  .wizard-profile strong { font-size: 17px; }
  .wizard-form { padding: 24px 18px; }
  .wizard-fields, .wizard-options-dense { grid-template-columns: 1fr; }
  .wizard-options { flex-direction: column; }
  .wizard-review-section dl > div { grid-template-columns: 1fr; gap: 4px; }
  .wizard-form .wizard-repeat-row { padding-inline: 12px; }
  .wizard-topline { font-size: 12px; }
}
@media (max-width: 400px) {
  .wizard-profile-grid { grid-template-columns: 1fr; }
  .wizard-profile { gap: 8px; }
  .wizard-actions .button { padding-inline: 16px; min-width: 0; }
}
.success-panel { min-height: 510px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; }
.success-panel[hidden], .application-form[hidden] { display: none; }
.success-panel .gradient-mark { margin-bottom: 25px; }
.success-panel h2 { margin: 14px 0; max-width: 24ch; font-size: clamp(30px, 3.1vw, 42px); line-height: 1.16; letter-spacing: -.035em; }
.success-panel p { color: var(--ink-soft); line-height: 1.6; }
.success-panel .button { margin-top: 14px; }
.noscript-note { color: #9c176f; font-weight: 700; }

@media (max-width: 1080px) {
  .shell { width: min(100% - 48px, 900px); }
  .site-header { padding-inline: 24px; }
  .main-nav { gap: 12px; }
  .main-nav a { font-size: 11px; }
  .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 32px; }
  .card-grid.four { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 820px) {
  .site-header { --mobile-navigation-top: 76px; z-index: 10; grid-template-columns: 1fr auto; }
  .nav-cta { display: none; }
  .menu-toggle { width: 42px; height: 42px; display: grid; align-content: center; gap: 5px; border: 1px solid var(--border-dark); border-radius: 50%; background: rgba(255,255,255,.08); }
  .menu-toggle span:not(.sr-only) { width: 16px; height: 1px; margin-inline: auto; background: #fff; }
  .main-nav { position: fixed; z-index: 20; top: var(--mobile-navigation-top); left: max(20px, env(safe-area-inset-left)); right: max(20px, env(safe-area-inset-right)); max-height: calc(100vh - var(--mobile-navigation-top) - 16px); max-height: calc(100dvh - var(--mobile-navigation-top) - 16px - env(safe-area-inset-bottom)); padding: clamp(10px, 2.2dvh, 18px); display: none; flex-direction: column; gap: 2px; overflow-y: auto; overscroll-behavior: contain; touch-action: pan-y; scrollbar-width: thin; border: 1px solid var(--border-dark); border-radius: 18px; background: rgba(10,11,30,.96); box-shadow: 0 20px 50px rgba(0,0,0,.35); }
  .main-nav.is-open { display: flex; }
  .main-nav a { min-height: 36px; padding: clamp(7px, 1.4dvh, 11px); display: flex; align-items: center; font-size: 13px; line-height: 1.2; }
  .hero-grid { padding-top: 48px; grid-template-columns: 1fr; }
  .hero-copy { padding-bottom: 8px; }
  .hero-stage { padding-top: 118px; }
  .iban-animation { top: -25px; right: -20px; left: -20px; height: 180px; }
  .account-map { width: 100%; }
  .two-column, .network-section, .faq-layout { grid-template-columns: 1fr; }
  .legal-layout { grid-template-columns: 1fr; gap: 36px; }
  .legal-toc { position: static; }
  .legal-toc nav { grid-template-columns: 1fr 1fr; gap: 12px 24px; }
  .cookie-consent__banner { align-items: stretch; flex-direction: column; gap: 18px; }
  .cookie-consent__actions { justify-content: flex-start; max-width: none; }
  .subhero-grid, .context-layout, .form-layout { grid-template-columns: 1fr; }
  .subhero-grid { gap: 40px; }
  .hero-brief { max-width: 520px; }
  .form-layout > aside { position: static; }
  .section-heading.split { grid-template-columns: 1fr; gap: 20px; }
  .card-grid.three { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
}

@media (max-width: 600px) {
  .shell { width: calc(100% - 32px); }
  .site-header { --mobile-navigation-top: 68px; padding-inline: 16px; min-height: 68px; }
  .brand img { width: 150px; }
  h1 { font-size: clamp(36px, 9.6vw, 46px); }
  .subhero h1 { font-size: clamp(34px, 8.7vw, 44px); }
  .hero-copy > p { font-size: 15px; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .hero-stage { padding-top: 100px; }
  .iban-animation { top: -22px; right: -12px; left: -12px; height: 158px; }
  .iban-animation-static { gap: 8px; padding-inline: 4px; }
  .iban-animation-label { font-size: 8px; letter-spacing: .1em; }
  .iban-animation-static strong { font-size: clamp(11px, 3.35vw, 15px); }
  .iban-animation-bic { font-size: 9px; }
  .account-map { padding-inline: 18px; }
  .account-map-labels { display: none; }
  .account-row { grid-template-columns: 1fr auto; gap: 6px 14px; }
  .account-row > span:nth-child(2) { grid-column: 1; grid-row: 2; }
  .account-row > span:last-child { grid-column: 2; grid-row: 1 / span 2; }
  .section { padding-block: 58px; }
  .section-heading h2, .closing-cta h2 { font-size: clamp(28px, 7.6vw, 34px); }
  .card-grid.four, .card-grid.three { grid-template-columns: 1fr; }
  .data-list a { grid-template-columns: 1fr auto; }
  .data-list span { grid-column: 1 / -1; grid-row: 2; }
  .section-heading.row { align-items: flex-start; flex-direction: column; }
  .network-card { grid-template-columns: 1fr; }
  .network-card div { min-height: 120px; }
  .closing-cta { padding: 50px 28px; grid-template-columns: 1fr; }
  .feature-card { min-height: 0; }
  .contact-panel { padding: 40px 28px; grid-template-columns: 1fr; }
  .early-answer { padding: 36px 24px; }
  .faq-layout { gap: 24px; }
  .feature-card { padding: 24px 20px; }
  .footer-grid > div { min-width: 0; }
  .footer-grid a { overflow-wrap: anywhere; }
  .cookie-consent__banner { left: 12px; right: 12px; bottom: 12px; padding: 20px; max-height: calc(100dvh - 24px); overflow-y: auto; border-radius: 18px; }
  .cookie-consent__actions { display: grid; grid-template-columns: 1fr 1fr; }
  .cookie-consent__actions .cookie-consent__button--quiet { grid-column: 1 / -1; }
  .cookie-consent__dialog { padding: 24px 20px; }
  .cookie-consent__header { gap: 12px; }
  .cookie-consent__settings-title { font-size: 23px; }
  .cookie-consent__category { gap: 12px; }
  .cookie-consent__category-status { white-space: normal; max-width: 92px; }
  .legal-hero { padding-block: 34px 42px; }
  .form-hero { padding-block: 40px 58px; }
  .form-layout { gap: 38px; }
  .application-form, .success-panel { padding: 25px 20px; }
  .form-grid, .radio-grid { grid-template-columns: 1fr; }
  .radio-card:last-child { grid-column: auto; }
  .form-actions { align-items: flex-start; flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .legal-strip { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 820px) and (max-height: 520px) {
  .main-nav { padding: 10px 12px; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2px 8px; }
  .main-nav.is-open { display: grid; }
  .main-nav a { min-height: 34px; padding: 6px 8px; }
  .main-nav a:last-child { grid-column: 1 / -1; }
}

@media (prefers-reduced-motion: reduce) {
  .iban-animation canvas { display: none; }
  .iban-animation-static { opacity: .84 !important; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; }
}