Operational accounts
Keep the firm’s own funds in accounts used to pay staff, suppliers and day-to-day costs.
Fintech & payment companies
Banking behind your payment business.
Give your payment firm the accounts it needs to launch and grow. We help you find banks for your own funds and client funds. We also help link acquiring, European APMs and mass pay-outs to the accounts that receive and settle those payments.
Capabilities
The right account for every function.
Start with how funds move through your firm. Then find accounts for each step. We help you choose which banks and payment firms to approach.
Safeguarding accounts
Find accounts to hold client funds under the safeguarding rules that apply to your firm.
Client money accounts
Find accounts for client money where the rules for your service require this structure.
Segregated accounts
Keep funds apart by client group, programme, legal entity or purpose.
Settlement accounts
Receive and move funds from card schemes, payment partners or acquiring services.
Collection accounts
Find accounts to receive customer and merchant payments. Link them to acquiring and European alternative payment methods where supported.
Payout accounts
Find providers for mass pay-outs to customers, merchants, suppliers or partners. Match the service to where you pay and the currencies you use.
Virtual IBAN solutions
Use a distinct account reference to match incoming funds to each client, where the provider supports this model.
Multi-currency accounts
Hold and move the currencies your firm and clients need, within the provider’s coverage.
Built around your needs
Move forward with a well-prepared application
Tell us how your firm works, whether you hold a licence or plan to apply for one. We help explain which services you may provide, how funds move and how you check payments. We also help with the bank’s follow-up questions.
✓Licence and permitted services
✓A map of how funds move
✓Who owns and runs the firm
✓AML checks and payment monitoring
✓Who your clients and trading partners are
✓Forecasts and expected payment volumes
Next step
Find my banking solution Put the right accounts behind your fintech.
Tell us what you’re launching, where you’re growing and which banking relationships you need.